A buying a house will be one of the biggest purchases you will ever make. Getting the right mortgage advice to go with it is essential to make the purchasing process an enjoyable one.
There is a wide range of mortgage options and structures available in the market. So what is the best one for you? Our advisers can show you the best structures and lender options available on the market to match your lifestyle, goals and payment flexibility.
Save Time, Money and Confusion
Our advisers approach a range of lenders on your behalf, and return to explain your best options, saving you time and money by not needing to schedule appointments all over town. They also help remove any confusion, explaining mortgage structures in an easy to understand way, ensuring you are not bamboozled by industry jargon.
Once you begin to think about buying a property, a mortgage pre-approval is definitely worth considering. A pre-approval is similar to applying for a mortgage for a property you have already chosen; this way you are setting yourself a confirmed purchase limit to work with, and the property you intend to purchase has not yet been determined. To negotiate with confidence or bid at auction, secure a written pre-approval with one of our advisers, so your winning bid will transition smoothly into a confirmed sale.
Reviewing Your Mortgage
For many of us, our mortgage is our biggest financial commitment. It is important that it is reviewed at least every year or when it is time to review interest rates. The Austar Financial Services Mortgage team will make sure your mortgage is reviewed regularly and that you are continuing to get the best deal available on the market. We will help assess your position and see if your repayment plan is till working for you. If it can be restructured to benefit your situation more, our advisers will make that happen.
Interest Rates and Re-fixing
With lenders changing interest rates all the time how long should you re-fix for? Our team will give you expert advice to suit you and your needs and keep the process simple and easy!
5 Simple Steps To A Mortgage Free Home
Click on the document image below to download our top 5 tips to paying off your mortgage faster!
Buying a house? Need advice on your current mortgage?
Speak to one of our specialist advisers today and reach the next step in the property market.