Income Protection Insurance
Consider this: Your ability to earn an income is probably the biggest asset you have.
What would happen to you or your family if you could no longer earn an income?
Would you be able to pay debts, feed the family, or simply maintain your lifestyle?
Income Protection provides you with a regular payment if you are unable to work due to sickness or injury. There are many different aspects to income protection insurance which our advisers can explain that will determine the best suited cover for you.
There are many income protection policies available in the market today. Income protection Insurance is one of the more complex areas of personal insurance and we always recommend seeking advice from a professional adviser.
Our specialist advisers can work through with you to ensure that your cover is personlised to your situation; so you are not throwing your hard earned money away!
If you are self employed and couldn't work...could you prove a loss?
What about if your income fluctuates...what will your policy pay out?
What about ACC payments?
Do they offset your Income Protection policy...
These are all questions that your Austar Financial Services adviser could answer for you.